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Balance Transfer Credit Cards

These cards allow you to transfer the entire balance of another credit card that you have, and move it onto this new card. Usually this is done if you build up a balance on a card with a high interest rate, and transferring the debt to a new card with a lower rate will save you costly interest payments every month.
Discover® More® Card - Balance Transfer Fee*
Discover® More® Card - Balance Transfer Fee*
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Credit Requirement:
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*18 months on Balance Transfers; 10.99% - 20.99% (Variable)*$0*Yes
Iberiabank Visa® Classic Card
Iberiabank Visa® Classic Card
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Credit Requirement:
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
1.99% on balance transfe6 months on balance transfers7.25%, 10.25%, or 13.25%$0*Yes
Iberiabank Visa® Gold Card
Iberiabank Visa® Gold Card
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Credit Requirement:
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1% in cash back credit on all qualifying purchases
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
1.99% on balance transfe6 months on balance transfers9.25%, 12.25%, or 15.25%$0*Yes
PenFed Promise VISA Card
PenFed Promise VISA Card
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Credit Requirement:
  • Absolutely No Fees
  • 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
7.49%36 months for purchases and bala9.99%*$0*Yes
Iberiabank Visa® Platinum Card
Iberiabank Visa® Platinum Card
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Credit Requirement:
  • No annual membership fee
  • Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
  • Turn your points into hotel, gift, or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
1.99%*6 billing cycles on balance tran9.25%, 12.25%, or 15.25%*$0*Yes
PenFed VISA Platinum Gas/Cash Rewards Card
PenFed VISA Platinum Gas/Cash Rewards Card
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Credit Requirement:
  • 13.99% APR - Lower than most rewards cards
  • Earn 5.00% cash back from gas purchases paid at the pump*
  • Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
  • Up to $50,000 limit
  • No Annual Fee
  • Cash Rewards credited each month
  • No special restrictions to earn your cash rewards
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
4.99%-6.99% on balance t24 months*13.99%*$0*Yes
Discover® More® Card
Discover® More® Card
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Credit Requirement:
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*15 months on purchases & balance10.99% - 20.99% (Variable)*$0*Yes
Discover® Open Road Card
Discover® Open Road Card
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Credit Requirement: Excellent
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*12 months on purchases & bal10.99% - 20.99% (Variable)*$0*Yes
PenFed Premium Travel Rewards American Express® Card
PenFed Premium Travel Rewards American Express<sup>®</sup> Card
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Credit Requirement:
  • No annual fee
  • 5x points on airfare purchases and 1x points on all other purchases
  • 20,000 bonus points upon spending $650 in the first 3 months
  • Complimentary concierge service
  • Exceptional travel offers and discounts
  • VIP airport lounge access with $15,000 in annual spend
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
4.99% - 6.99% on balance24 months*13.24%*$0*Yes
Discover® Motiva Card
Discover® Motiva Card
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Credit Requirement: Excellent
  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*15 full months on Balance Transf10.99% - 20.99% (Variable)*$0*Yes
Escape by Discover® Card
Escape by Discover® Card
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Credit Requirement:
  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*6 months on purchases and balanc10.99%-16.99% (Variable)*$60*Yes
Miles by Discover® Card
Miles by Discover® Card
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Credit Requirement: Excellent
  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APRIntro PeriodRegular APRAnnual FeeBal. Transfers
0%*6 months on purchases & bala10.99%-16.99% (Variable)*$0*Yes