 | Cash Back Credit CardsCash Back credit cards offer a great reward for spending: cash! Every time you use these cards, you get a percent of your purchase price returned to you at the end of the month. Usually it's only 1-2%, but some cards offer introductory specials with higher percents, or an additional bonus cashback percent for certain kinds of purchases, such as gas or groceries. Iberiabank Visa® Gold Card | Credit Requirement: - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
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| N/A* | N/A* | 9.25-15.25% (Variable)* | $0.00* | Yes |
PenFed VISA Platinum Gas/Cash Rewards Card | Credit Requirement: - 13.99% APR - Lower than most rewards cards
- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
- Up to $50,000 limit
- No Annual Fee
- Cash Rewards credited each month
- No special restrictions to earn your cash rewards
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 13.99% (Fixed)* | $0.00* | Yes |
Discover® More® Card | Credit Requirement: - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 6 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
Discover® Open Road Card | Credit Requirement: Excellent - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-19.99% (Variable)* | $0.00* | Yes |
Discover® Student Card | Credit Requirement: - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 9 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
Discover® Student Card | Credit Requirement: - Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 6 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
Discover® More® Card | Credit Requirement: - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
Discover® Open RoadSM Card for Students | Credit Requirement: - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- Double Cashback Bonus®* at gas stations and restaurants
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 9 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
Discover® Motiva Card | Credit Requirement: Excellent - Earn Cashback Bonus® for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
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