 | Credit Cards with Low Interest RatesThese credit cards might not have great rewards or extra bells and whistles, but they do have one great thing, a low interest rate. If you're looking to make large purchases that aren't paid off every month, but don't want the accumulating interest on riding balances to become a major issue, these cards offer great long-term solutions. Iberiabank Visa® Select Card | Credit Requirement: - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online access to credit card account information
- Low Annual Fee of $35.00
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 12 months on purchases* | 7.50-11.50% (Fixed)* | $35.00* | Yes |
Escape by Discover® Card | Credit Requirement: - Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 6 months on purchases* | 10.99-16.99% (Variable)* | $60.00* | Yes |
Miles by Discover® Card | Credit Requirement: Excellent - Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 10.99-15.99% (Variable)* | $0.00* | Yes |
Iberiabank Visa® Classic Card | Credit Requirement: - No annual membership fee
- Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 7.25-13.25% (Variable)* | $0.00* | Yes |
PenFed Promise VISA Card | Credit Requirement: - Absolutely No Fees
- 7.49% introductory purchase APR for first 36 months. After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
- No-fee cash advances carry a 17.99% APR
- No Foreign Transaction Fees
- Some restrictions apply.
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 7.49%* | 36 months on purchases* | 9.99% (Fixed)* | $0.00* | Yes |
Simmons First Visa Platinum | Credit Requirement: - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 7.25% (Variable)* | $0.00* | No |
Simmons First Visa® Platinum Rewards | Credit Requirement: - Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 9.25% (Variable)* | $0.00* | No |
Iberiabank Visa® Gold Card | Credit Requirement: - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 9.25-15.25% (Variable)* | $0.00* | Yes |
Iberiabank Visa® Platinum Card | Credit Requirement: - No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Online access to credit card account information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 9.25-15.25% (Variable)* | $0.00* | Yes |
PenFed Premium Travel Rewards American Express® Card | Credit Requirement: - No annual fee
- 5x points on airfare purchases and 1x points on all other purchases
- 20,000 bonus points upon spending $650 in the first 3 months
- Complimentary concierge service
- Exceptional travel offers and discounts
- VIP airport lounge access with $15,000 in annual spend
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 13.24% (Fixed)* | $0.00* | Yes |
Discover® Motiva Card | Credit Requirement: Excellent - Earn Cashback Bonus® for your good credit management
- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
Discover® Student Card | Credit Requirement: - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 9 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
Discover® Student Card | Credit Requirement: - Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus®* in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 6 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
PenFed VISA Platinum Gas/Cash Rewards Card | Credit Requirement: - 13.99% APR - Lower than most rewards cards
- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
- Up to $50,000 limit
- No Annual Fee
- Cash Rewards credited each month
- No special restrictions to earn your cash rewards
- You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| N/A* | N/A* | 13.99% (Fixed)* | $0.00* | Yes |
Discover® Open Road Card | Credit Requirement: Excellent - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-19.99% (Variable)* | $0.00* | Yes |
Discover® Open RoadSM Card for Students | Credit Requirement: - 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- Double Cashback Bonus®* at gas stations and restaurants
- Up to 1% unlimited Cashback Bonus on everything else you buy
- $0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email alerts
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 9 months on purchases* | 12.99-18.99% (Variable)* | $0.00* | No |
Discover® More® Card | Credit Requirement: - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 15 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
Discover® More® Card | Credit Requirement: - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR | Intro Period | Regular APR | Annual Fee | Bal. Transfers |
|---|
| 0.00%* | 6 months on purchases* | 10.99-20.99% (Variable)* | $0.00* | Yes |
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